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David B. Krouk

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(813) 281-1900


777 S. Harbour Island Boulevard
Suite 500
Tampa, Florida


Practice Areas

  • Casualty Defense Litigation
  • Coverage Defense
  • Extra-Contractual


  • Emory University
  • University of Florida
David B. Krouk is a Partner at Butler Pappas.
He received his Bachelor of Arts degree in philosophy from Emory University in 1989, and his Juris Doctor degree, with honors, from the University of Florida in 1992.  While at the University of Florida law school, he was a member of the Moot Court Team.

David is admitted to practice in all courts of the State of Florida, the United States District Courts for the Northern, Middle and Southern Districts of Florida, the United States Court of Appeals for the Eleventh Circuit and the United States Supreme Court. 

David practices in the areas of third party extra-contractual claims, including bad faith, insurance fraud and coverage issues. He has extensive trial and appellate experience in state and federal courts in many areas of civil litigation, including insurance bad faith, insurance coverage and liability defense.  Most of David's work involves the defense of insurance clients in extra contractual claims arising from liability coverage, as well as the litigation of liability coverage issues.

David is a frequent lecturer at insurance industry events on issues pertaining to bad faith and insurance coverage.  He has also published numerous articles in Mealey's Litigation Report: Bad Faith.  He is a member of the Florida Bar, PLRB/LIRB and the DRI.

Representative Cases

  • Aboy v. State Farm, 394 Fed. Appx. 655 (11th Cir. 2010) - opinion affirming summary judgment in favor of insurance company in third-party bad faith case
  • Bell v. State Farm, 30 So.3d 684 (Fla. 4th DCA 2010) - opinion affirming dismissal of fraud and bad faith claims against insurance company
  • Capron v. Steadfast Ins. Co., 2010 WL 1837753 (M.D. Fla. 2010) - order dismissing coverage claim against insurer based on pollution exclusion contained in CGL policy
  • Founders Ins. Co. v. Tome, 878 F.Supp.2d 1266 (M.D. Fla. 2012) – order granting summary judgment in favor of insurer finding no duty to defend or indemnify under liquor liability policy.
  • Garbutt v. Lafarnara, 795 So.2d 957 (Fla. 2001) - opinion reversing seven-figure judgment and holding that motion for mistrial made after plaintiff's improper closing argument preserved the error for review
  • Kropilak v. 21st Century Security Ins. Co., Case No. 8:12-cv-01816-EAK-TGW (M.D. Fla. 2014) – jury verdict in favor of the insurance company defendant in a third-party bad faith case.
  • Lahey v. State Farm, 2007 WL 2029334 (M.D. Fla. 2007) - order denying motion to remand bad faith case to state court, finding that bad faith claim amended to previous uninsured motorist claim was independently removable to federal court
  • Mendez v. Unitrin Direct, 622 F.Supp.2d 1233 (M.D. Fla. 2007) - order granting new trial in third-party bad faith case, vacating excess judgment against insurance company

Extended Biography


Case Types

  • Appellate
  • Automobile Claims
  • Automobile Negligence
  • Bad Faith
  • BI (Bodily Injury)
  • Bodily Injury - Coverage
  • Civil Remedy Notices
  • Complex Liability Litigation
  • Coverage - Bodily Injury
  • Coverage - First Party Automobile
  • Coverage - Personal Injury
  • ERISA Claims
  • Extracontractual Claims
  • Fraud
  • General Casualty Litigation
  • General Liability - Coverage
  • Insurance Fraud
  • Motor Vehicle Claims
  • Personal Injury - Coverage
  • Third Party Coverage Issues
  • UIM
  • UM
  • Underinsured Motorist
  • Uninsured Motorist Claims